Loan Programs

From first-time homebuyer programs to investor and specialty financing, I offer a full lineup of loan options through Groves Capital, Inc. Explore the programs below — then apply online or call (626) 649-1289 to find the right fit.

VA Loans

Zero-down home loans for eligible veterans, active-duty service members, and surviving spouses.

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FHA Loans

Low down payment and flexible credit requirements — ideal for first-time buyers.

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Conventional Loans

Competitive rates and flexible terms for borrowers with strong credit profiles.

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USDA Loans

No-down-payment financing for eligible rural and suburban homebuyers.

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Down Payment Assistance

National DPA, CalHFA, and GSFA programs that help cover your down payment and closing costs.

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Non-QM Loans

Bank statement, DSCR, ITIN, P&L, and asset-based options for borrowers outside the traditional box.

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HELOC & Home Equity

Tap into your home’s equity with HELOCs, home equity loans, and Fixline products.

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Construction, Fix & Flip

Ground-up construction and fix-and-flip financing for builders and investors.

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Reverse Mortgages

HECM and proprietary options that turn home equity into retirement income.

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Commercial & Hard Money

Financing for commercial properties and time-sensitive investment deals.

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Specialty Loans

Bridge loans, doctor loans, mobile homes, vacant land, and more unique solutions.

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Unique Options

Temporary buydowns, lock-your-rate-while-you-shop, and financed broker fees.

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Not sure which program fits? Let’s talk.