VA Loans
If you’ve served our country, you’ve earned one of the best home loan benefits available. VA loans — backed by the U.S. Department of Veterans Affairs — let eligible veterans, active-duty service members, and surviving spouses buy a home with no down payment and no monthly mortgage insurance.
Who It’s For
- Veterans with qualifying service history
- Active-duty service members
- Eligible surviving spouses of veterans
Key Features
- No down payment required in most cases
- No monthly private mortgage insurance (PMI)
- Competitive interest rates, often below conventional loans
- Flexible credit guidelines
- Reusable benefit — use your entitlement again and again
- Available for purchase and refinance, including VA IRRRL streamline refinances
As a mortgage broker, I work with multiple VA-approved lenders to find the terms that fit your situation — whether it’s your first VA loan or you’re using your benefit again.