Commercial & Hard Money
When the deal can’t wait for a bank’s timeline — or the property doesn’t fit a bank’s box — commercial and hard money lending gets it funded. These are asset-based, business-purpose loans designed for speed and flexibility.
Who It’s For
- Investors purchasing commercial or mixed-use property
- Buyers who need to close in days, not months
- Borrowers with strong equity or down payment but complex income
- Investors refinancing out of a hard money loan into long-term financing
Key Features
- Fast closings — often in 1–3 weeks
- Qualified primarily on the property’s value and income potential
- Short-term bridge structures with clear exit strategies
- Financing for office, retail, industrial, multifamily, and mixed-use properties
- Interest-only options to keep payments manageable during the hold
Hard money is a tool, not a trap — I’ll make sure you have a realistic exit strategy (sale or refinance) before you sign, and I can help you plan the long-term financing on the back end.