After 3 quarters of slipping, equity-rich homes finally ticked up in Q2 2025.
~50% of U.S. homes with mortgages are now equity-rich.
Equity-rich = owing less than 50% of your home’s value.
In just one quarter, equity-rich homes jumped from 46.2% to 47.4% nationwide.
Even if home prices stall, equity can still grow—and that’s good news for owners.