Average 30-year fixed rate is at 6.74% and experts expect it to remain between 6.4% and 6.8% this month.

No major shift expected as the Fed holds steady and inflation remains sticky. Rates may ease slightly if inflation improves.

Most forecasts from NAR, MBA, Fannie, and Freddie point to stability. A small decrease is possible but no sharp movement.

The housing market may see more sales and steady prices while affordability remains a key issue for buyers.

Buyers are advised not to wait for big drops. Refinancing later could help if rates fall by 0.5% or more.