Bank Statement Loans
If you’re self-employed, your tax returns probably don’t tell the whole story — write-offs that help you at tax time can work against you on a mortgage application. A bank statement loan qualifies you using 12–24 months of personal or business bank statements instead, so your real cash flow does the talking. It’s one of the most popular paths to homeownership for business owners, freelancers, and independent contractors
Watch: Self-Employed? Your Bank Statements Are Your Pay Stubs — a 55-second explainer on how a bank statement second loan works.
