WVOE Loans (Written Verification of Employment)
With a WVOE loan, your employer verifies your job and income in writing — no tax returns, and in many cases no paystubs, are needed. It’s a strong fit for borrowers whose income is real but hard to document the traditional way, including service-industry earners whose pay comes largely from tips and commissions. The verification comes straight from your employer, which keeps the file simple.


